This Agreement is entered into by and between US Bullion Reserve Inc., a corporation with its principal place of business at 8484 Wilshire Blvd, Suite 502, Beverly Hills, CA 90211 (“USBR”), and the undersigned (“Customer”), collectively referred to as the “Parties”.

Article 1: Payment Methods

The Customer agrees to provide Purchase Funds to USBR via certified check or wire transfer within twenty-four (24) hours of placing an order. Failure to comply with this payment schedule constitutes a breach of this Agreement.

Article 2: Fee Structure

For purchases totaling between $50,000 and $250,000, a premium of 5% will be added to the total order cost. Example: A purchase of $100,000 will incur a total cost of $105,000. For purchases totaling between $250,001 and $500,000, a premium of 4% will be added. Example: A purchase of $300,000 will incur a total cost of $312,000. For purchases exceeding $500,001, a premium of 3% will be applied. Example: A purchase of $600,000 will incur a total cost of $618,000.

Article 3: Bullion and Numismatic Transactions

Bullion Transactions: All bullion transactions require full payment before USBR can lock in the price, due to the volatile nature of the precious metals market. Numismatic Transactions: For numismatic and semi-numismatic items, the price is locked in at the time of the order, with payment due within twenty-four (24) hours.

Article 4: Minimum Order Requirement

The minimum transaction amount under this Agreement shall be $50,000, unless an exception is granted at the sole discretion of USBR.

Article 5: IRA Concierge Services

USBR offers IRA concierge services to facilitate transactions involving Individual Retirement Accounts (IRAs) for a fee of $995, payable at the time of service commencement.

Article 6: Delivery and Shipping

USBR shall endeavor to ship all purchased items within forty-eight (48) hours following the verification of Purchase Funds, subject to unforeseen delays. Inquiries and issues related to shipping should be directed to info@usbullionreserve.com.

Article 7: Origin of Funds

The Customer represents and warrants that all funds used in transactions with USBR originate from legitimate and lawful sources, in compliance with all applicable anti-money laundering regulations.

Article 8: Buy-Back Policy

While USBR does not guarantee the repurchase of items sold, it has historically not refused to buy back items at the same commission rates applied to the original sale.

Article 9: Refund Policy

All sales under this Agreement are final. Exceptions for refunds or exchanges on numismatic and semi-numismatic items are subject to notification within fifteen (15) days of receipt, directed to info@usbullionreserve.com.

Article 10: Risk Disclosure

The Customer acknowledges that investments in precious metals are subject to market risks, including price volatility. USBR makes no guarantees regarding the performance of purchased items.

General Terms

Governing Law: This Agreement shall be governed by the laws of the State of California.

Amendments: Any amendments to this Agreement must be in writing and signed by both Parties.

Force Majeure: Neither Party shall be liable for any failure or delay due to circumstances beyond its reasonable control including acts of God, natural disasters, acts of war or terrorism, government actions, or pandemics.

Notices: All notices shall be in writing and sent to the Parties at the addresses provided above or via email at info@usbullionreserve.com for USBR.

Privacy: USBR is committed to maintaining the confidentiality and security of the Customer’s personal and financial information in compliance with relevant privacy laws and regulations.

Electronic Signatures: This Agreement may be executed by electronic means and such electronic signatures shall be considered valid and binding upon the Parties.

Confidentiality: The Parties agree to maintain the confidentiality of the transaction details and any proprietary or non-public information exchanged in the course of executing this Agreement.

Dispute Resolution: The Parties shall first attempt to resolve any dispute through negotiation or mediation before resorting to arbitration or litigation.

Severability: If any term or provision is found to be illegal, unenforceable, or invalid, the remaining provisions will continue in full force and effect.

Counterparts: This Agreement may be executed in counterparts. Electronic and scanned signatures shall be considered as valid as original signatures.

Attorney Fees: The prevailing party in any legal proceeding to enforce or interpret this Agreement shall be entitled to recover reasonable attorney fees, court costs, and other expenses incurred.